Commonwealth Advanced Planning Team

    Commonwealth Advanced Planning Team

    Commonwealth Advanced Planning Team

    Our partnership with Commonwealth Financial Network®, a leading independent broker/dealer, gives us access to a team of advanced planning specialists who can help us provide you the best possible service. Learn more about the Commonwealth team below.

    Justin Duft, JD, CFP®, MSFS, CLU®, ChFC®, CLTC

    Manager, Advanced Planning

    • Provides support to advisors in all areas of financial planning, including trust, estate, tax, charitable, social security, business, insurance, and education planning
    • Holds a BA in business administration from Northeastern University; an MSFS from the American College; and a JD, with a focus on estate, trust, and tax law, from New England Law Boston
    • Holds the CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®), and Certified in Long-Term Care (CLTC) designations, as well as Massachusetts life, accident, and health insurance licenses
    • Holds FINRA Series 6, 7, 24, and 63 securities registrations
    • Has prior experience in positions at Renaissance Insurance Group, John Hancock, and Ernst & Young

    Maureen Baxter, MBA, CLU®, ChFC®

    Advanced Planning Consultant

    • Serves as a resource for advisors in all areas of financial planning, including executive benefits, as well as high-level insurance planning and social security, estate, and business planning
    • Has an MBA from Plymouth State University
    • Holds Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant®(ChFC®) designations
    • Has prior experience as a senior advanced marketing and sales development consultant at Life Marketing; has also worked at Western and Southern Financial Group, Lafayette Life Insurance Company, Lincoln Financial Group, and Jefferson Pilot Insurance Company

    Whitney Drechsler, JD, LLM

    Advanced Planning Consultant

    • Supports advisors in financial planning for their clients, including estate, charitable, and business planning, as well as high-net-worth strategies
    • Holds a BBA in legal studies from the University of Miami; a JD from Thomas Jefferson School of Law; and an LLM (Master of Laws) in international tax and financial services with a certification in wealth management; is pursuing the CFP® certification
    • Has prior experience as an estate planning attorney in Southern California

    Patrick Noonan, CFP®

    Advanced Planning Consultant

    • Serves as a resource for advisors on issues involving stock option strategies, as well as education, retirement income, social security, estate, and business planning
    • Holds a BS in finance from Fairfield University
    • Holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, FINRA Series 7 and 66 securities registrations and a life and health insurance license
    • Has prior experience advising clients on financial planning issues at Advest, Merrill Lynch, and Janney Montgomery Scott

    Heather Zack, JD

    Advanced Planning Consultant

    • Serves as a resource for advisors on issues involving estate, charitable, tax, social security, and education planning
    • Holds a bachelor’s degree from Endicott College and a JD from the University of San Diego; is currently pursuing an LLM (Master of Laws) in taxation with a focus on estate planning at Boston University
    • Holds FINRA Series 7, 9, 10, and 63 securities registrations
    • Has prior experience in positions at Bank of America Investment Services/Merrill Lynch and Investors Capital, as well as extensive operations experience at Commonwealth

    Olivia Zaiya, JD, MBA

    Advanced Planning Consultant

    • Supports advisors in all areas of financial planning, including business, tax, education, estate, social security, and retirement income planning
    • Holds a BBA in business economics from University of San Diego and an MBA and JD from Syracuse University
    • Is currently pursuing the CERTIFIED FINANCIAL PLANNER™ certification
    • Has prior experience as a practicing business attorney in Dallas, Texas

    Anna Hays, JD, LLM

    Advanced Planning Consultant

    • Serves as a resource for advisors on financial planning issues, including business, education, estate, social security, and trust planning
    • Holds a bachelor’s degree and JD from Duquesne University and an LLM in international human rights from the National University of Ireland
    • Has prior experience working for the U.S. District Court for the Western District of Pennsylvania