Health & Insurance Planning
Health and insurance planning is the foundation of your comprehensive financial plan.
Our strategy helps ensure adequate insurance coverage for you and your family to protect against unexpected medical expenses, income loss, or premature death. Our process includes understanding your financial resources, determining your insurance needs, and then selecting appropriate policies. Proper insurance planning aims to strike a balance between health protection and financial risks.
Your Life.
Well Planned.
Understand the types of
insurance to consider
Quantify the necessary amount of coverage
Assess needs
as life changes
Health and Insurance Planning Roadmap
Understanding Your Needs
Before planning for your future, it’s vital to assess risks that may impact your ability to achieve your life’s dreams. This conversation may involve discussing your current health situation, reviewing your existing coverage, potential future needs, and any concerns you may have about ensuring your family’s security.
Coverage Matters
An unforeseen illness, premature death, disability, or long-term care stay can erode your financial resources. Further, an inadequate amount or inappropriate coverage can expose you and your family to unnecessary risk. With a comprehensive understanding of your personal finances, employer-provided coverages, and a thorough evaluation of potential risks, we can design and implement an insurance plan tailored to your unique situation.
Integrate Insurance Into Your Plan
With a goal-oriented, well-informed approach and a dedicated team overseeing your insurance planning, you can be assured that your finances are in capable hands. Life changes such as marriage, the birth of a child, career transitions, home purchase, divorce, or the death of a loved one require periodic evaluations. Our team will offer ongoing support, communication, and education, ensuring your plan evolves with changing circumstances while remaining aligned with your life objectives.
Protect Life’s Journey
With the guidance of a seasoned financial advisor, you can be confident that your financial foundation is secure. As you set your sights on important goals such as funding your children’s college education, enjoying travel during retirement, or even acquiring a dream vacation home, you can take solace that you are well-prepared for any unexpected financial curveballs that life may throw your way.
We didn’t have all of the pieces put together in a clear picture until our engagement. Now we have a clear plan and a path to success.
Brian, Matt and the entire team were very patient and responsive. I feel like they really took the time to know me, my priorities, and my goals. This is exactly the type of relationship with a financial advising team that I was hoping to build.
I learned a lot about the process of planning for our future and our financial plan was professionally presented. I could see where our assets and income will come from to finance our retirement and what important actions need to be taken for the plan to be a success.
Gary and the WAM team went beyond offering investment advice by truly getting to know our family. This friendship truly enabled the WAM team to personalize our navigation through our working years and now into retirement. Consequently, we have met and exceeded our financial goals, we are living our best dreams, and we are secure in our vision for our latter years. Thank you, Gary and WAM!
